Offset mortgages
An offset mortgage is a way of using what is in your savings and current accounts to reduce the mortgage balance you are charged interest on.
Tracker mortgages
A tracker mortgage could be ideal for you if you want a mortgage that moves in line with Barclays Bank Base Rate.
Fixed rate mortgages
Our fixed rate mortgages give you security of a set monthly repayment for a specific period, regardless of how interest rates perform.
Buy to let mortgages
We could help you find the ideal Buy to Let mortgage - so all you have to do is find the perfect tenants.
Blogroll


it’s cheaper to pay the bill, prepayment is a lot dearer. my daughter has a gas and electricity card meter and she found herself in debt with both. if the price of gas/electricity prices go up, your meters should be re-set to the rises, otherwise you will find that over time you will be in debt on them. look on the question and answer pages on the electricity company’s web site, under pre payment meters. good luck.

9 Responses to “What is cheaper, buy electricity/gas with a prepaid card or by paying bill?”

  • barmybabybiscuit says:

    it is cheaper to pay by bill but if you are not great at paying bills then the prepaid option is great as it means you cannot get yourself into trouble.
    References :

  • moglie says:

    It depends. Do the terms of the prepaid card allow for a discount on gas? If you opt for a bill, what are the terms of the credit? If you do not receive a discount with the prepaid card and there is no interest for at least the first month on the bill option, the bill is better because you could earn interest on your money if you hold onto it a little longer.
    References :

  • churchonthewayseniors says:

    most likely cheaper to pay the bill, either by mail or in person. re you aware that when you use your prepaid card to buy anything or to pay a bill that you are charged a service fee……you pay sometimes from the company that services your card and sometimes the place that you use the card. netspend is one of them and you can go online to check the status of the card for free or when you call to check the balnce they charge $1 or $2 per call…. i found this out and saved up my $$ and got a secured credit card, better deal… on a prepaid card even when you add money to it they charge a fee……………..
    References :

  • crazeygrazey says:

    20% cheaper by bill.

    Cards are a dumb tax
    References :

  • SHAUN A says:

    prepaid cards are more expensive.
    References :

  • MAGS says:

    it’s cheaper to pay the bill, prepayment is a lot dearer. my daughter has a gas and electricity card meter and she found herself in debt with both. if the price of gas/electricity prices go up, your meters should be re-set to the rises, otherwise you will find that over time you will be in debt on them. look on the question and answer pages on the electricity company’s web site, under pre payment meters. good luck.
    References :
    powergen web site

  • mikk says:

    By paying the bill. The credit card billing will have interest on it and fines if the payments are late or not made.
    References :

  • DJJD says:

    There is a percentage added when you pay by pre paid card or key. (service charges apparently) It’s cheaper to pay by bill or direct debit. Funny how the poor loses out again isn’t it?
    References :

  • cheaper_bills says:

    Without a doubt, the ‘paying bill’ option is the cheapest. Email me back if you’d like to know how to further reduce your bill.

    Regards,

    John Galvin.
    References :

GreenEnergy   Cheap Gas Bills   Cheaper Electric   Travel Blog   Cheap Phone Bills   Armenian Genocide
Cheaper Gas Bills   Cheap Utilities   Directory   Cheaper Gas   Electricity Bills   Directory
SEGRA   Utility Blog   Weiner Dachsund  Seminar  Cheap Electric Bills   Cheaper Gas & Electric Bills   Low Gas Bill
Low Phone Bill   Better Bills   Discount Utilities   Better-Bills.com  work from home   Glastonbury   Stairlift Spain